Financing

Financing options for your pool project.

Below are reputable lenders that homeowners commonly use for pool construction, remodels, and outdoor living projects. Each lender handles its own application and approval process — we do not lend money directly and we are not affiliated with these companies. Review each option and choose the one that works best for you.

Soft credit check, no impact to your scoreCompare offers before you commitNo home equity required

Compare Lenders

Four ways to fund your project

All four partners use a soft credit inquiry to show you offers, so checking your rate has no impact on your credit score.

Recommended starting point

Acorn Finance

Loan marketplace · Multiple lenders, one application

A loan marketplace that lets you compare offers from multiple lenders in one application. Soft credit check with no impact to your credit score. Built directly into our JobTread proposals for the fastest path.

  • Multi-lender
  • ~60-second prequalification
  • No score impact

Lyon Financial

Pool industry specialist since 1979

A pool-financing specialist offering loans up to $200,000 with terms up to 30 years. No home equity required. Special rates available for veterans and active duty military.

  • Up to $200,000
  • Terms up to 30 yrs
  • Military discount

HFS Financial

Largest loan range, longest terms

Personal loans from $5,000 to $300,000 with terms from 1 to 20 years. 60-second prequalification with a soft credit pull. No prepayment penalties. Funding can happen in as little as one day.

  • $5K–$300K
  • Funded as fast as 1 day
  • No prepayment penalty

LightStream

A division of Truist Bank

Unsecured home improvement loans from $5,000 to $100,000 with terms up to 12 years. No origination, late, or prepayment fees. Same-day funding available. Good to excellent credit required.

  • No fees
  • Same-day funding
  • For 700+ FICO

Quick Guide

Not sure which one to start with?

A simple way to narrow it down based on what matters most to you.

Want the simplest path?

Acorn Finance

Want the lowest rate?

LightStream

Want the biggest loan?

HFS Financial

Want pool-industry expertise?

Lyon Financial

Important Information

Pool Pros does not originate, service, or earn interest on any loans listed on this page. We may receive a referral incentive from one or more lending partners. All credit decisions, loan amounts, interest rates, and terms are made solely by the individual lender based on your application and creditworthiness.

Loan availability, rates, and terms are subject to change and may vary by state, credit profile, and other factors. Please review each lender's full terms and disclosures before accepting any offer.

Ready to start your pool project?

Get a free, no-obligation quote and we'll help you map out the financing path that fits your timeline and budget.